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Topstep 50K Combine rules

The Topstep 50K Combine costs $49 a month, with a $149 activation fee once you pass. To pass, make $3,000 without the balance falling $2,000 below its highest end-of-day balance and trade at least 2 days. There is no daily loss limit, the best day may be at most 55% of the profit and there is no time limit.

Funded, the drawdown is $2,000, end of day, the first payout can be asked for after 5 winning days of $150 or more and the trader keeps 90% of the profit.

110 of 120 rules recorded, 108 verified against Topstep’s pages, most recently on 21 October 2026.

01Key numbers
Evaluation fee
Verified, checked 21 Oct 2026: $49 a month
Activation fee
Verified, checked 21 Oct 2026: $149
Profit target
Verified, checked 21 Oct 2026: $3,000
Maximum drawdown
Verified, checked 21 Oct 2026: $2,000, end of day
Daily loss limit
Verified, checked 21 Oct 2026: No daily loss limit
Consistency
Verified, checked 21 Oct 2026: 55%
Minimum trading days
Verified, checked 21 Oct 2026: 2 trading days
First payout after
Verified, checked 21 Oct 2026: 5 winning days of $150 or more
Profit split
Verified, checked 21 Oct 2026: 90%
Largest payout
Verified, checked 21 Oct 2026: $2,000

Automated trading: Allowed with conditions. Topstep allows automated and algorithmic trading with conditions. Bots and automated strategies may trade through the TopstepX / ProjectX API, under the platform rules, with high-frequency trading banned, orders sent from the trader's own device, and not on Live Funded Accounts. Topstep’s policy

02Every rule

The Topstep 50K Combine, rule by rule

Each rule says what it means, its value, and the Topstep page that states it with the day it was checked. A rule no page states is marked so, and a rule not recorded yet is listed as such, never filled in.

Verified: links to the firm's pageNot stated by the firm: AlgoLift's assumptionUnder review or not yet verified

Account

Account size

The account's nominal size: the balance the evaluation starts at.

$50,000

Verified, checked 21 Oct 2026Source: topstep.com

Instant funding

True when the plan has no evaluation: the fee buys a funded account directly.

No

Verified, checked 21 Oct 2026Source: topstep.com

Evaluation steps · Evaluation · Every Trading Combine size

How many evaluation phases a trader passes before the funded account: 0 on an instant-funding plan, 1 for a one-step evaluation, 2 for two steps.

1

Verified, checked 21 Oct 2026Source: topstep.com

Funded account type · Funded account · Every Trading Combine size

Whether the funded account trades simulated capital, live capital, or simulated capital first and live capital later.

Simulated, then live

Verified, checked 21 Oct 2026Source: topstep.com

Trading platforms · Every Trading Combine size

The trading platforms and data connections the account can be traded on.

TopstepX, Topstep's own platform; Quantower can connect through TopstepX credentials for the Combine and XFA (not Live).

Verified, checked 21 Oct 2026Source: help.topstep.com

Instruments · Every Topstep account

What the account may trade: the exchanges or product list, and any products excluded.

CME Group futures only, no spot forex: equity index (ES, NQ, RTY, YM, NKD and their micros, MBT, MET), currency futures, grains and livestock, energy, metals and Treasury futures. Some metals are barred (SI, HG, PL at 0 contracts) and others capped, per the Risk Adjustments article.

Verified, checked 21 Oct 2026Source: help.topstep.com

Micros per mini · Every Topstep account

How many micro contracts count as one E-mini toward a contract limit.

10

Verified, checked 21 Oct 2026Source: help.topstep.com

Trading day starts · Every Topstep account

When the firm's trading day begins. A trade after this time counts toward the next trading day for every daily rule: daily loss, consistency, winning days and minimum days.

18:00 New York time

Verified, checked 21 Oct 2026Source: help.topstep.com

Trading day · Every Topstep account

The firm's trading day as it states it, from its open to its close, with the time zone it uses.

17:00 Central time to 15:10 Central time

Verified, checked 21 Oct 2026Source: help.topstep.com

A trading day counts when · Every Topstep account

What makes a day count toward minimum trading days: any day with a trade, or only a day with at least a set profit.

Any day with a trade

Verified, checked 21 Oct 2026Source: help.topstep.com

Profit for a trading day to count · Every Topstep account

The profit a day must make to count as a trading day, when a trading day counts only with a minimum profit; null when any day with a trade counts.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Hitting the daily loss limit · Every Topstep account

What happens when the daily loss limit is reached: trading stops for the day and the account stays open, or the account fails; null when there is no daily loss limit.

Trading stops for the rest of the day; the account stays open

Verified, checked 21 Oct 2026Source: help.topstep.com

Evaluation

Profit target

The profit needed to pass the evaluation.

$3,000

Verified, checked 21 Oct 2026Source: help.topstep.com

Maximum drawdown

The drawdown: the floor sits this far below the balance it follows (see the drawdown type), and reaching it fails the evaluation.

$2,000

Verified, checked 21 Oct 2026Source: help.topstep.com

Drawdown type

How the drawdown floor follows the balance: end of day trails the highest end-of-day balance; intraday trails the highest balance reached at any moment, open profit included; static never moves.

End of day

Verified, checked 21 Oct 2026Source: help.topstep.com

Trailing drawdown stops at

Where a trailing floor stops rising: at the starting balance, at the balance of the profit target, or never.

At the starting balance

Verified, checked 21 Oct 2026Source: help.topstep.com

Trailing drawdown stop by platform · Every Trading Combine size

Where the trailing floor stops rising when that depends on the platform the account trades on: one row per platform.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Floor checked against open profit · Every Topstep account

True when touching the drawdown floor at any moment, open profit and loss included, fails the evaluation, even when the floor itself is set at the end of the day.

Yes

Verified, checked 21 Oct 2026Source: help.topstep.com

Daily loss limit

The most the account may lose in one trading day; null when the plan has none.

No daily loss limit

Verified, checked 21 Oct 2026Source: help.topstep.com

Consistency

The largest share of the total profit one trading day may contribute when the evaluation passes; null when the plan has no consistency rule.

55%

Verified, checked 21 Oct 2026Source: help.topstep.com

Going over the consistency share · Every Trading Combine size

What happens when one day's share of the profit goes over the consistency rule: the target rises until the share is back under it, the pass waits for more days, or the evaluation fails.

The profit target rises

Verified, checked 21 Oct 2026Source: help.topstep.com

How consistency is measured · Every Trading Combine size

The firm's own definition of the consistency rule: which day is compared (the best day) and against what (total profit, net profit, the target).

The best single day's profit divided by total profit must stay at or below 55%; the rule's sentence compares the best day with the profit target, while the article's formula uses total profit.

Verified, checked 21 Oct 2026Source: help.topstep.com

Minimum trading days

Trading days needed before the evaluation can pass; null when there is no minimum.

2 trading days

Verified, checked 21 Oct 2026Source: help.topstep.com

Minimum profitable days · Every Trading Combine size

Days that must each make at least a set profit before the evaluation can pass; null when not required.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Time limit

Calendar days the evaluation may run before it expires; null when it has no time limit.

No time limit

Verified, checked 21 Oct 2026Source: topstep.com

Maximum contracts

The most contracts that may be open at once; null when contract limit growth sets the limit instead.

5 contracts

Verified, checked 21 Oct 2026Source: help.topstep.com

Contract limit growth

A contract limit that grows with profit: a starting number of contracts, plus one for every set amount of profit at the start of the day; null when the limit is fixed.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

1 rule not recorded yet(show)
  • When the pass is judged: not stated by the firm

Funded account

Funded starting balance

The balance the funded account starts at. 0 means the account counts profit from zero, with its drawdown floor below zero.

$0

Verified, checked 21 Oct 2026Source: help.topstep.com

Maximum drawdown

The drawdown: the floor sits this far below the balance it follows (see the drawdown type), and reaching it closes the funded account.

$2,000

Verified, checked 21 Oct 2026Source: help.topstep.com

Drawdown type

How the drawdown floor follows the balance: end of day trails the highest end-of-day balance; intraday trails the highest balance reached at any moment, open profit included; static never moves.

End of day

Verified, checked 21 Oct 2026Source: topstep.com

Trailing drawdown stops at

A trailing floor stops rising once it reaches the funded starting balance plus this amount; 0 means it stops at the funded starting balance.

$0

Verified, checked 21 Oct 2026Source: help.topstep.com

Drawdown after a payout

After the first payout, or after every payout, the floor moves to the funded starting balance plus a set amount; null when payouts do not move the floor.

After every payout, the floor moves to the starting balance

Verified, checked 21 Oct 2026Source: help.topstep.com

Floor locks when a payout is requested · Every Trading Combine size

True when the trailing floor locks at its stopping level the moment a payout is requested, not only when the balance reaches it.

Yes

Verified, checked 21 Oct 2026Source: help.topstep.com

Drawdown measured on · Every Trading Combine size

What the trailing drawdown follows on the funded account: the balance, or gross profit with payouts added back (so a payout uses up the cushion instead of lowering the trail).

The balance

Verified, checked 21 Oct 2026Source: help.topstep.com

Floor checked against open profit · Every Topstep account

True when touching the drawdown floor at any moment, open profit and loss included, closes the funded account.

Yes

Verified, checked 21 Oct 2026Source: help.topstep.com

Daily loss limit

The most the account may lose in one trading day; null when the plan has none. When the limit changes with profit, this is the first tier and funded.daily_loss_tiers holds the rest.

No daily loss limit

Verified, checked 21 Oct 2026Source: help.topstep.com

Daily loss limit by profit · Every Trading Combine size

A daily loss limit that changes with the profit above the starting balance, read at the start of each day: each row applies once that profit reaches its level; null when the limit is fixed.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Maximum contracts

The most contracts that may be open at once; null when contract scaling or contract limit growth sets the limit instead.

No fixed limit

Verified, checked 21 Oct 2026Source: help.topstep.com

Contract scaling

The contract limit by profit above the funded starting balance, read at the start of each day: each row applies once that profit reaches its level; null when there is no scaling plan.

2 contracts from $0 profit, 3 contracts from $1,500 profit, 5 contracts from $2,000 profit

Verified, checked 21 Oct 2026Source: help.topstep.com

Scaling moves down · Every Trading Combine size

True when the contract limit (or the daily loss tier) can fall again when profit falls; false when a level once reached is kept.

Yes

Verified, checked 21 Oct 2026Source: help.topstep.com

Contract limit growth

A contract limit that grows with profit: a starting number of contracts, plus one for every set amount of profit at the start of the day; null when the limit is fixed.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Reduced size until the buffer

Until the balance first reaches the funded starting balance plus a set profit, only a fraction of the maximum contracts may be open (rounded down, at least one); null when the full limit applies from the start.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Funded account resets · Every Topstep account

How many times a failed funded account can be restarted for a fee without a new evaluation; null when it cannot.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Moving to a live account · Live account · Every Trading Combine size

When and how a funded trader moves from the simulated account to a live one, and what changes when they do.

Topstep's Risk Team calls a trader up case by case (no set number of payouts). All XFAs close; the Live account's size is the average tier of eligible XFAs (rounded up to 50K, 100K or 150K); 20% of the transferred balance (at least $10,000) is tradable and 80% is held in reserve, released in 25% steps at each profit target; the daily loss limit becomes mandatory, real capital is traded and API automation is not available.

Verified, checked 21 Oct 2026Source: help.topstep.com

Live account contract limit · Live account

The most contracts a live account may hold at first.

5 contracts

Verified, checked 21 Oct 2026Source: help.topstep.com

2 rules not recorded yet(show)
  • Simulated stage profit cap: not stated by the firm
  • Reactivation window: not stated by the firm

Payouts

Trading days between payouts · Funded account

Trading days needed since the last payout (since funding, for the first) before a payout can be requested; null when there is no minimum.

No minimum

Verified, checked 21 Oct 2026Source: help.topstep.com

Calendar days between payouts · Funded account

Calendar days needed since the last payout (since funding, for the first) before a payout can be requested; null when there is no such rule.

No minimum

Verified, checked 21 Oct 2026Source: help.topstep.com

Payout schedule · Funded account · Every Trading Combine size

How often payouts can be requested and are processed, as the firm states it (daily, weekly, every 14 days, on set weekdays).

A payout can be requested whenever the path's days are met again (Standard: five winning days of $150; Consistency: three trading days) during CME hours, Sunday 5 PM to Friday 5 PM Central; the count restarts after each request.

Verified, checked 21 Oct 2026Source: help.topstep.com

Winning days · Funded account

Winning days needed since the last payout before a payout can be requested; null when not required.

5 trading days

Verified, checked 21 Oct 2026Source: help.topstep.com

A winning day makes at least · Funded account

The profit a trading day must make to count as a winning day; null when winning days are not required.

$150

Verified, checked 21 Oct 2026Source: help.topstep.com

Payout consistency · Funded account

The largest share of the counted profit one trading day since the last payout may contribute before a payout is allowed; null when there is no such rule.

No consistency rule

Verified, checked 21 Oct 2026Source: help.topstep.com

Payout consistency measured on · Funded account · Every Trading Combine size

What the payout consistency share is measured against, as the firm states it: net profit since the last payout, gross profit with payouts added back, or another basis.

On the Consistency path, the largest single day's net profit divided by total net profit, reset after each payout; the Standard path has none.

Verified, checked 21 Oct 2026Source: help.topstep.com

Profit counted from · Funded account

Where the profit counted toward a payout is measured from: the last payout, or the start of the funded account.

Since the last payout

Verified, checked 21 Oct 2026Source: help.topstep.com

Profit before a payout · Funded account

The profit, counted from the profit basis, needed before a payout can be requested; null when there is no minimum.

$125

Verified, checked 21 Oct 2026Source: help.topstep.com

Smallest payout · Funded account · Every Trading Combine size

The smallest payout the firm will process in one request; null when there is no minimum.

$125

Verified, checked 21 Oct 2026Source: help.topstep.com

Buffer kept in the account · Funded account

Profit above the funded starting balance that must stay in the account; a payout comes only from profit above it. 0 means no buffer.

$0

Verified, checked 21 Oct 2026Source: help.topstep.com

Largest payout · Funded account

The largest single payout; null when there is no fixed cap.

$2,000

Verified, checked 21 Oct 2026Source: help.topstep.com

Payout share of profit · Funded account

A payout may take at most this share of the profit above the buffer; null when the whole profit above the buffer may be paid out.

50%

Verified, checked 21 Oct 2026Source: help.topstep.com

Payout share of the balance · Funded account · Every Trading Combine size

A payout may be at most this share of the account balance; null when there is no such cap.

50%

Verified, checked 21 Oct 2026Source: help.topstep.com

Payout multiple of recent profit · Funded account

A payout may be at most this multiple of the profit made since the last payout; null when there is no such cap.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Profit split · Funded account

The trader's share of each payout. When the share depends on profit, this is the share most payouts get and payouts.profit_split_tiers holds the rule.

90%

Verified, checked 21 Oct 2026Source: help.topstep.com

Profit split by profit · Funded account · Every Trading Combine size

A profit split that depends on the profit left in the account: each row's share applies to the part of a payout above its level; null when the split is flat.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Profit in every payout cycle · Funded account · Every Trading Combine size

True when every payout after the first needs a net profit since the last payout.

Yes

Verified, checked 21 Oct 2026Source: help.topstep.com

Alternative payout path · Funded account

Another set of payout rules the trader can choose instead (usually at activation, then fixed), with its terms.

Consistency path, chosen at activation and then fixed: 3 trading days, the best day at most 40% of net profit, payouts up to 50% of profit capped at $3,000 ($6,000 with the daily loss limit add-on), 90/10 split.

Verified, checked 21 Oct 2026Source: help.topstep.com

Payout fees · Funded account · Every Topstep account

What the firm charges to send a payout, by method (bank transfer, wire, crypto); null when it charges nothing.

ACH $30; wire $30; Aeropay no fee; prop to brokerage no fee; Wise no fee.

Verified, checked 21 Oct 2026Source: help.topstep.com

Payout processing time · Funded account · Every Topstep account

Business days the firm takes to send a payout once it is approved.

3

Verified, checked 21 Oct 2026Source: help.topstep.com

Payouts before the account closes · Funded account

The funded account closes (or moves to live) after this many payouts; null when there is no such limit.

No limit

Not stated by the firm, checked 16 Oct 2026Source: help.topstep.com

Total payouts before the account closes · Funded account

The funded account closes once its payouts add up to this amount; null when there is no such limit.

No limit

Not stated by the firm, checked 16 Oct 2026Source: help.topstep.com

3 rules not recorded yet(show)
  • Balance left after a payout: not stated by the firm
  • Early withdrawal: not stated by the firm
  • Buffer paid when the account closes: not stated by the firm

Fees

Evaluation fee · Evaluation

The price of the evaluation as the simulation charges it, or of the account itself on an instant-funding plan; fees.evaluation_price_basis says whether it is the list price or a standing promotion.

$49

Verified, checked 21 Oct 2026Source: help.topstep.com

Evaluation fee basis · Evaluation · Every Trading Combine size

Whether the simulated evaluation fee is the firm's list price or the standing promotional price its pages show.

List price

Verified, checked 21 Oct 2026Source: help.topstep.com

Evaluation list price · Evaluation

The firm's list price for the evaluation, before any promotion.

$49

Verified, checked 21 Oct 2026Source: help.topstep.com

Evaluation promotional price · Evaluation

The price the firm's own pages show with its standing promotion; null when there is no promotion.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Promotion · Evaluation · Every Trading Combine size

The standing promotion the firm's pages show: its code, its discount, what it covers and when it ends.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Billing · Evaluation

Whether the evaluation is paid once, or billed again every period while it is open.

Billed every period

Verified, checked 21 Oct 2026Source: help.topstep.com

Recurring fee · Evaluation

Charged again every period while the evaluation is open; null when the evaluation fee is paid once.

$49

Verified, checked 21 Oct 2026Source: help.topstep.com

Recurring fee period · Evaluation

How often the recurring fee is charged; null when there is no recurring fee.

30 calendar days

Verified, checked 21 Oct 2026Source: help.topstep.com

Reset fee · Evaluation

The price to restart a failed evaluation; null when the plan offers no reset and a new evaluation is bought instead.

$49

Verified, checked 21 Oct 2026Source: help.topstep.com

Reset terms · Evaluation · Every Trading Combine size

Limits and terms on resets: how many are allowed in a period, whether a promotion applies, whether a reset moves the billing date.

A reset is bought after the Combine breaches its loss limit, restores the starting balance, loss limit and days, and pushes the rebill date 30 days from purchase; at most 2 resets per account a day; resets are for active Combine subscriptions only.

Verified, checked 21 Oct 2026Source: help.topstep.com

Reset credits · Evaluation · Every Trading Combine size

Free resets the firm banks for the trader (for example one per billing period), and when they expire.

1 reset credit banked per billing period; credits expire after 12 months.

Verified, checked 21 Oct 2026Source: help.topstep.com

Activation fee · Funded account

Charged once when the account becomes funded; 0 when there is none.

$149

Verified, checked 21 Oct 2026Source: help.topstep.com

No activation fee option · Evaluation

A version of the plan sold at a different price with no activation fee, with its prices.

$95 a month, $0 activation, resets at $95.

Verified, checked 21 Oct 2026Source: help.topstep.com

Add-ons · Evaluation

Optional extras bought with the plan that change its rules (a daily loss limit, another consistency rule), with their prices and effects.

An optional daily loss limit of $1,000, chosen at checkout and fixed once set; payout caps double with it; $10 a month off the No Activation Fee path.

Verified, checked 21 Oct 2026Source: help.topstep.com

Funded monthly fee · Funded account · Every Trading Combine size

A fee charged every month while the funded account is open; null when there is none.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Funded account reset fee · Funded account · Every Topstep account

The price to restart a failed funded account without a new evaluation; null when that is not offered.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Reactivation fee · Funded account

The price to reactivate a lost funded account within the reactivation window; null when that is not offered.

$599

Verified, checked 21 Oct 2026Source: help.topstep.com

Evaluation fee refunded with a payout · Funded account · Every Trading Combine size

True when the firm refunds the evaluation fee with the first payout.

No

Verified, checked 21 Oct 2026Source: help.topstep.com

Market data fee · Every Topstep account

A monthly fee for market data the trader pays to the firm or the platform; null when data is included.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Commissions · Every Topstep account

The commissions the firm sets per contract, by contract size.

On TopstepX: $1.00 a round turn for minis and $0.50 for micros, plus a $0.02 NFA fee and exchange fees (all in, ES and NQ $3.78, MES and MNQ $1.22), deducted from the balance on each fill. The Live Funded Account runs $0.72 to $2.04 plus exchange fees.

Verified, checked 21 Oct 2026Source: help.topstep.com

Trading restrictions

Automated trading · Every Topstep account

Whether bots, automated strategies and algorithmic execution may trade the account. Not allowed means a strategy tested on AlgoLift can only be traded there by hand.

Allowed with conditions

Bots and automated strategies may trade through the TopstepX / ProjectX API, under the platform rules, with high-frequency trading banned, orders sent from the trader's own device, and not on Live Funded Accounts.

Verified, checked 21 Oct 2026Source: help.topstep.com

News trading · Every Topstep account

Whether trading through major economic releases is allowed, restricted to outside a window around them, or not allowed.

Restricted around releases

Verified, checked 21 Oct 2026Source: help.topstep.com

News rule · Every Topstep account

The window around releases and the releases it covers, when news trading is restricted.

Five minutes before to five minutes after CPI, NFP and unemployment (7:30 CT), the FOMC decision (1:00 CT) and the FOMC press conference (1:30 CT): no new opening trades in equity index and metal minis, micros capped by account size, energies, rates and FX unaffected; existing positions may be managed. The $1.5K, $3K and $6K Challenges may not trade in the window at all.

Verified, checked 21 Oct 2026Source: help.topstep.com

Trading hours · Every Topstep account

The hours in which the account may trade, New York time; null when it may trade whenever the exchange is open.

18:00 to 16:10 New York time

Verified, checked 21 Oct 2026Source: help.topstep.com

Flat by · Every Topstep account

The time every position must be closed (or is closed by the firm) each day, New York time; null when positions may be held past the close.

16:10 New York time

Verified, checked 21 Oct 2026Source: help.topstep.com

Holding overnight · Every Topstep account

Whether a position may be held from one trading day into the next.

Not allowed

Verified, checked 21 Oct 2026Source: help.topstep.com

Holding over the weekend · Every Topstep account

Whether a position may be held over the weekend.

Not allowed

Verified, checked 21 Oct 2026Source: help.topstep.com

Hedging · Every Topstep account

Whether opposite positions in the same or related instruments may be held at once, in one account or across accounts.

Allowed with conditions

Verified, checked 21 Oct 2026Source: help.topstep.com

Copy trading · Every Topstep account

Whether trades may be copied between accounts: allowed, only between the trader's own accounts at the firm, or not allowed.

Only between the trader's own accounts

Verified, checked 21 Oct 2026Source: help.topstep.com

Accounts at once · Every Topstep account

The most accounts of any kind a trader may hold at once; null when there is no limit.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Evaluations at once · Evaluation · Every Topstep account

The most evaluations a trader may hold at once (or buy in a month, when the firm says so in the note); null when there is no limit.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Funded accounts at once · Funded account · Every Topstep account

The most funded accounts a trader may hold at once; null when there is no limit.

5

Verified, checked 21 Oct 2026Source: help.topstep.com

Live accounts at once · Live account · Every Topstep account

The most live accounts a trader may hold at once; null when there is no limit.

1

Verified, checked 21 Oct 2026Source: help.topstep.com

Executions a day · Every Topstep account

The most order executions allowed in one trading day; null when there is no limit.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Shortest trade · Every Topstep account

The shortest time a trade may be held, when the firm restricts very short trades; null when there is no such rule.

None

Verified, checked 21 Oct 2026Source: help.topstep.com

Price limits · Every Topstep account

Restrictions on trading near an exchange price limit, and what a breach costs.

Holding a position within 2% of a product's price limit is prohibited conduct; the help centre tells traders to stop trading once a product is within 2% of its limit.

Verified, checked 21 Oct 2026Source: help.topstep.com

Prohibited strategies · Every Topstep account

Trading practices the firm forbids (for example exploiting data delays, coordinated trading, or holding to avoid the rules), as it lists them.

Account stacking; deliberately draining a Live account; software, AI, ultra-fast systems or mass data entry for an unfair edge; trading unlike real markets; orders outside the best bid or offer; full maximum size into a scheduled major release; exploiting simulator fills, queue position, gaps or missing slippage; price exploitation of display errors or feed delays; spoofing; external or slow data feeds; coordinated trading and cross-account hedging; exploiting platform bugs; dodging geographic restrictions; positions within 2% of a price limit; trading for others; VPNs and identity masking; high-frequency trading.

Verified, checked 21 Oct 2026Source: help.topstep.com

Virtual servers · Every Topstep account

Whether the account may be traded from a virtual private server or a remote machine.

Not allowed

Verified, checked 21 Oct 2026Source: topstep.com

1 rule not recorded yet(show)
  • Loss per trade: not stated by the firm

Conduct

Inactivity closure · Funded account · Every Trading Combine size

Consecutive calendar days without a trade after which the firm may close the account; null when there is no such rule.

30 calendar days

Verified, checked 21 Oct 2026Source: help.topstep.com

Identity check · Every Topstep account

When the firm checks the trader's identity: before purchase, before funding, or before the first payout.

Identity verification (photo ID and selfie with Veriff) must be completed before a second purchase; trading continues, but no further purchases go through until it is done, and Topstep may ask for re-verification at any time.

Verified, checked 21 Oct 2026Source: help.topstep.com

Breaking a rule · Every Topstep account

What the firm does when a rule is broken (a soft breach that pauses the day, a hard breach that closes the account, profits withheld), as it states it.

A Combine that hits its loss limit is liquidated for the day and needs a reset; an XFA that hits it is closed for good (Back2Funded may apply). The daily loss limit only stops the day. Prohibited conduct can bring a warning, a deleted trading day, an account reset, permanent closure, or a delayed or denied payout, and the terms allow profits and other accounts' withdrawals to be forfeited.

Verified, checked 21 Oct 2026Source: help.topstep.com

Firm's discretion · Every Topstep account

Decisions the firm reserves to itself (reviews before a payout or a live move, closing accounts it judges to break the spirit of the rules).

Topstep reviews conduct case by case and may act at its sole discretion against trading it judges uncommercial or irresponsible, reject payouts where it suspects abuse, close positions or accounts at any time, and decides Live call-ups and call-downs through its Risk Team.

Verified, checked 21 Oct 2026Source: help.topstep.com

3 rules not recorded yet(show)
  • Inactivity closure: not stated by the firm
  • Minimum activity: not stated by the firm
  • Activation deadline: not stated by the firm
03How AlgoLift simulates it

Simulating the Topstep 50K Combine

AlgoLift's prop simulator runs a strategy's trades through this plan's rules: 55 of its recorded rules exactly as stated, 10 as an approximation. The rules listed as not modelled change an account's outcome but are not simulated yet, so a simulated pass rate leaves them out.

How the prop simulator works

Approximated

  • Evaluation steps: The simulator runs one evaluation phase, or none on an instant-funding plan; a second step is not simulated.
  • Hitting the daily loss limit: The simulator stops trading for the day at the limit and keeps the account open; a limit that fails the account is not simulated.
  • Floor checked against open profit: The simulator checks the floor against each trade's worst excursion inside the trade.
  • Going over the consistency share: The simulator caps the day at the share of the target and stops trading for the day, which reads the same as a pass that waits.
  • Floor checked against open profit: The simulator checks the floor against each trade's worst excursion inside the trade.
  • Payout schedule: The simulator applies the calendar days between payouts; processing days are not simulated.
  • Profit in every payout cycle: Holds whenever the profit counted from the last payout must be positive (payouts.min_profit since the last payout).
  • Trading hours: The backtest's session window applies the hours before the simulation; the simulation itself does not read them (retired 2026-08-15).
  • Flat by: The simulator reads a trading-hours end as the time trading stops.
  • Shortest trade: Simulated as a payout gate on the funded account when the plan records its shares (payouts.min_hold_shares): trades held longer than this time must make up more than those shares of the cycle's trades and profit. A rule with no shares recorded is not simulated.

Not modelled yet

  • Alternative payout path: Consistency path, chosen at activation and then fixed: 3 trading days, the best day at most 40% of net profit, payouts up to 50% of profit capped at $3,000 ($6,000 with the daily loss limit add-on), 90/10 split.
  • Payout fees: ACH $30; wire $30; Aeropay no fee; prop to brokerage no fee; Wise no fee.
  • Add-ons: An optional daily loss limit of $1,000, chosen at checkout and fixed once set; payout caps double with it; $10 a month off the No Activation Fee path.
  • Reactivation fee: $599
  • Commissions: On TopstepX: $1.00 a round turn for minis and $0.50 for micros, plus a $0.02 NFA fee and exchange fees (all in, ES and NQ $3.78, MES and MNQ $1.22), deducted from the balance on each fill. The Live Funded Account runs $0.72 to $2.04 plus exchange fees.
  • News trading: Restricted around releases
  • News rule: Five minutes before to five minutes after CPI, NFP and unemployment (7:30 CT), the FOMC decision (1:00 CT) and the FOMC press conference (1:30 CT): no new opening trades in equity index and metal minis, micros capped by account size, energies, rates and FX unaffected; existing positions may be managed. The $1.5K, $3K and $6K Challenges may not trade in the window at all.
  • Holding overnight: Not allowed
  • Holding over the weekend: Not allowed
  • Price limits: Holding a position within 2% of a product's price limit is prohibited conduct; the help centre tells traders to stop trading once a product is within 2% of its limit.
  • Inactivity closure: 30 calendar days

What the simulation leaves out

  • Going over the consistency share raises this firm's target; the simulation caps that day's profit at the share and stops trading for the day instead.
  • Only the plan's standard payout path is simulated; the other path would be its own plan.
  • Payout fees are not deducted: the simulation assumes a fee-free payout method, which every firm offers.
  • Optional add-ons are not included.
  • Reactivating a failed funded account is not simulated: a failure starts a new evaluation.
  • The firm's commissions are not added: the run's own commission setting applies.
  • News rules are not simulated: a trade held through a restricted release is not caught.
  • The firm's trading hours and flat-by time are applied by the backtest's session window, not by this simulation: a run that held past them is flagged, never re-priced.
  • Price-limit rules are not simulated.
  • Inactivity rules are not simulated: a strategy that sits out keeps its account here.

Notes on this plan’s simulation

  • The optional Daily Loss Limit add-on is not included in this preset.
  • Reset credits (1 free reset banked per rebill) are not modeled; resets charge the rebill price.
Questions

About the Topstep 50K Combine.

The Topstep 50K Combine costs $49 a month, with a $149 activation fee once you pass. A reset costs $49. Passing on the first attempt within a month costs $198 in all ($49 evaluation (1 month) + $149 activation).

The Topstep 50K Combine evaluation's maximum drawdown is $2,000, end of day: the account fails if the balance falls $2,000 below its highest end-of-day balance. The trailing floor stops rising at the starting balance. In the funded account it is $2,000, end of day.

The Topstep 50K Combine evaluation has no daily loss limit. The Topstep 50K Combine funded account has no daily loss limit.

On the Topstep 50K Combine, a first payout can be asked for after 5 winning days of $150 or more. The Topstep 50K Combine profit split is 90%. Its largest payout is $2,000.

In the Topstep 50K Combine evaluation, the best day may be at most 55% of the total profit. Payouts from the Topstep 50K Combine carry no consistency rule.

Other 50K plans

Test your strategy against the Topstep 50K Combine rules before you pay the fee.

AlgoLift runs your strategy’s trades through an account’s rules, thousands of times in different orders: how often it would pass, the rule that ends it most often, and what passing is likely to cost in fees and resets. An estimate from past trades, never a promise.

Rules checked against the firms’ own pages, most recently on 21 October 2026. This is a summary of each firm’s published rules, not financial advice and not a recommendation of any firm. Firms change their rules and prices; read the firm’s own page before you buy. Facts are paraphrased and linked to their source. Firm names are used only to say which firm a rule belongs to; they belong to their owners, and AlgoLift is not affiliated with or endorsed by any firm.