Topstep vs My Funded Futures: the rules compared
Topstep and My Funded Futures differ most in daily loss limit, evaluation fee and billing. Topstep sets a daily loss limit on 3 of 7 evaluations ($500 to $5,000), while My Funded Futures sets a daily loss limit on 4 of 17 evaluations ($600 to $2,500). Topstep charges $49 to $199 a month and $75 to $499 once, while My Funded Futures charges $75 to $398 once.
The verdicts at 50K
Cheaper to start
My Funded Futures$126 against $198 to reach a funded account, and nothing more if it takes longer than a month.
Better odds trading small
About 27% of attempts pass at $300 a day on both.
More money a year, no edge
My Funded FuturesBest size +$3,703 a year against +$3,402, after every fee.
Runs your bot
Both allow automated trading, with conditions.
Each firm’s 50K plan whose rules treat a trader with no edge best, or its least expensive when none is simulated.
Simulated · a trader with no edge
Which rulebook suits how big you trade?
Daily swing
An attempt passes
Topstep
27%
My Funded Futures
27%
Days to pass, when it does
Topstep
49
My Funded Futures
49
Net a year, after fees
Topstep
−$233
My Funded Futures
−$183
A coin-flip trader with no edge and no costs, thousands of simulated years at each size, every rule of both accounts, fees included.
Simulated results. They have inherent limitations. Read the full statementHide the statement
These results are based on simulated or hypothetical performance results that have certain inherent limitations. Unlike the results shown in an actual performance record, these results do not represent actual trading. Also, because these trades have not actually been executed, these results may have under-or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated or hypothetical trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to these being shown.
6 rules differ
- Price$49 a month$126 once
- Activation$149$0
- Reset$49No reset sold
- Best day, evaluation55%50%
- First payout5 winning days of $150 or more1 trading day and 1 calendar days
- Largest payout$2,000No cap
Plans on record
Topstep sells 7 plans from 25K to 250K, while My Funded Futures sells 17 plans from 5K to 150K.
Evaluation fee
Topstep charges $49 to $199 a month and $75 to $499 once, while My Funded Futures charges $75 to $398 once.
Billing
Topstep sells both monthly and one-time plans, while My Funded Futures charges its evaluations once.
Activation fee
Topstep charges a $0 to $149 activation fee, while My Funded Futures charges no activation fee.
Daily loss limit
Topstep sets a daily loss limit on 3 of 7 evaluations ($500 to $5,000), while My Funded Futures sets a daily loss limit on 4 of 17 evaluations ($600 to $2,500).
Consistency
Topstep caps the evaluation's best day at 55% of the profit on 6 of 7 plans, while My Funded Futures caps the evaluation's best day at 30% to 50% of the profit on 9 of 17 plans.
Minimum trading days
Topstep asks for at least 2 trading days, while My Funded Futures asks for at least 0 to 4 trading days.
First payout
Topstep pays a first payout after 5 winning days of $150 or more, while My Funded Futures pays a first payout after 0 to 10 trading days, depending on the size.
Profit split
Topstep pays a 90% profit split, while My Funded Futures pays a 80% to 90% profit split.
What they share
- Drawdown type: End of day and static
- Funded accounts at once: Up to 5
- Automated trading: Allowed with conditions
Topstep: Allowed with conditions
Topstep allows automated and algorithmic trading with conditions. Bots and automated strategies may trade through the TopstepX / ProjectX API, under the platform rules, with high-frequency trading banned, orders sent from the trader's own device, and not on Live Funded Accounts.
Checked 21 Oct 2026 · Source: help.topstep.com
My Funded Futures: Allowed with conditions
My Funded Futures allows automated and algorithmic trading with conditions. Automated strategies are allowed if they do not exploit simulated fills; high-frequency trading is banned and live automation must follow CME rules.
Checked 16 Oct 2026 · Source: help.myfundedfutures.com
Topstep and My Funded Futures, topic by topic across each firm’s plans on saleShowHide
| Topic | Topstep | My Funded Futures |
|---|---|---|
| Plans on record | 7 plans, 25K to 250K | 17 plans, 5K to 150K |
| Evaluation fee | $49 to $199 a month and $75 to $499 once | $75 to $398 once |
| Billing | Monthly and one-time plans | Paid once |
| Activation fee | $0 to $149 | None |
| Drawdown type | End of day and static | End of day and static |
| Daily loss limit | $500 to $5,000 on 3 of 7 evaluations | $600 to $2,500 on 4 of 17 evaluations |
| Consistency | Best day at most 55% (1 with none) | Best day at most 30% to 50% (8 with none) |
| Minimum trading days | 2 trading days | 0 to 4 trading days |
| First payout | After 5 winning days of $150 or more | After 0 to 10 trading days, depending on the size |
| Profit split | 90% | 80% to 90% |
| Funded accounts at once | Up to 5 | Up to 5 |
| Automated trading | Allowed with conditions | Allowed with conditions |
25K
- Topstep Labs 25K Static$75 once, $1,000, static
- My Funded Futures Rapid 25K$87 once, $1,000, end of day
- My Funded Futures Rapid EOD 25K$87 once, $1,000, end of day
- My Funded Futures Builder 25K$105 once, $1,000, end of day
50K
- Topstep 50K Combine$49 a month, $2,000, end of day
- Topstep Labs 50K Static$149 once, $2,000, static
- My Funded Futures Rapid 50K$126 once, $2,000, end of day
- My Funded Futures Pro 50K$159 once, $2,000, end of day
- My Funded Futures Builder 50K$153 once, $2,000, end of day
- My Funded Futures Rapid EOD 50K$135 once, $2,000, end of day
- My Funded Futures Pro 50K One Day$159 once, $2,000, end of day
100K
- Topstep 100K Combine$99 a month, $3,000, end of day
- My Funded Futures Rapid 100K$214 once, $3,000, end of day
- My Funded Futures Pro 100K$241 once, $3,000, end of day
- My Funded Futures Builder 100K$282 once, $3,000, end of day
150K
- Topstep 150K Combine$199 a month, $4,500, end of day
- My Funded Futures Rapid 150K$278 once, $4,500, end of day
- My Funded Futures Pro 150K$334 once, $4,500, end of day
- My Funded Futures Builder 150K$398 once, $4,500, end of day
Only Topstep sells 250K. Only My Funded Futures sells 10K, 20K, 5K.
Topstep or My Funded Futures?
At 50K, the Topstep Labs 50K Static costs $149 to fund on a first attempt and the My Funded Futures Rapid 50K $126.
Topstep sets a daily loss limit on 3 of 7 evaluations ($500 to $5,000), while My Funded Futures sets a daily loss limit on 4 of 17 evaluations ($600 to $2,500). Topstep charges $49 to $199 a month and $75 to $499 once, while My Funded Futures charges $75 to $398 once. Topstep sells both monthly and one-time plans, while My Funded Futures charges its evaluations once. Topstep caps the evaluation's best day at 55% of the profit on 6 of 7 plans, while My Funded Futures caps the evaluation's best day at 30% to 50% of the profit on 9 of 17 plans. Topstep pays a first payout after 5 winning days of $150 or more, while My Funded Futures pays a first payout after 0 to 10 trading days, depending on the size. Topstep pays a 90% profit split, while My Funded Futures pays a 80% to 90% profit split. Topstep charges a $0 to $149 activation fee, while My Funded Futures charges no activation fee. Topstep asks for at least 2 trading days, while My Funded Futures asks for at least 0 to 4 trading days.
On a first attempt with no reset, the My Funded Futures Rapid 50K costs $126 ($126 evaluation) against $149 for the Topstep Labs 50K Static ($149 evaluation). Resets and extra months can change the order.
Topstep allows automated and algorithmic trading with conditions. Bots and automated strategies may trade through the TopstepX / ProjectX API, under the platform rules, with high-frequency trading banned, orders sent from the trader's own device, and not on Live Funded Accounts. My Funded Futures allows automated and algorithmic trading with conditions. Automated strategies are allowed if they do not exploit simulated fills; high-frequency trading is banned and live automation must follow CME rules.
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Replay of trade 1210 from an AlgoLift engine backtest of a research strategy on NQ, 13 February 2025: real bars, the trade still open.
Simulated results. They have inherent limitations. Read the full statementHide the statement
These results are based on simulated or hypothetical performance results that have certain inherent limitations. Unlike the results shown in an actual performance record, these results do not represent actual trading. Also, because these trades have not actually been executed, these results may have under-or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated or hypothetical trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to these being shown.
Test yours
Run your strategy through both rulebooks at once.
One backtest, both accounts, every rule, before you pay either fee.
- 1Describe it to Algo, or build it yourself
- 2Backtest it on years of real futures data
- 3Replay every trade under your firm's rules
Rules checked against the firms’ own pages, most recently on 21 October 2026. This is a summary of each firm’s published rules, not financial advice and not a recommendation of any firm. Firms change their rules and prices; read the firm’s own page before you buy. Facts are paraphrased and linked to their source. Firm names are used only to say which firm a rule belongs to; they belong to their owners, and AlgoLift is not affiliated with or endorsed by any firm.